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	<title>Comments on: TMM-Baby Steps 1 and 2</title>
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	<link>http://andothertimes.com/2009/05/05/tmm-baby-steps-1-and-2/</link>
	<description>...not so much</description>
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		<title>By: Erin</title>
		<link>http://andothertimes.com/2009/05/05/tmm-baby-steps-1-and-2/comment-page-1/#comment-1072</link>
		<dc:creator>Erin</dc:creator>
		<pubDate>Wed, 06 May 2009 16:23:58 +0000</pubDate>
		<guid isPermaLink="false">http://andothertimes.com/?p=311#comment-1072</guid>
		<description>That&#039;s a great idea--generosity is ultimately the point. 

On another note, we went on a date night this past weekend, and it felt *great* to have budgeted for it. No guilt, no wondering if we&#039;re spending too much--just dinner and a movie, no strings attached. Ahh.</description>
		<content:encoded><![CDATA[<p>That&#8217;s a great idea&#8211;generosity is ultimately the point. </p>
<p>On another note, we went on a date night this past weekend, and it felt *great* to have budgeted for it. No guilt, no wondering if we&#8217;re spending too much&#8211;just dinner and a movie, no strings attached. Ahh.</p>
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		<title>By: Jillian Frank</title>
		<link>http://andothertimes.com/2009/05/05/tmm-baby-steps-1-and-2/comment-page-1/#comment-1065</link>
		<dc:creator>Jillian Frank</dc:creator>
		<pubDate>Wed, 06 May 2009 00:25:32 +0000</pubDate>
		<guid isPermaLink="false">http://andothertimes.com/?p=311#comment-1065</guid>
		<description>Mark-I think that when funds are truly low, you look for other ways to be generous within your community. There are plenty of places where your time would be valued just as much as a monetary donation, and there are always friends who would benefit from a home cooked meal and the fellowship that accompanies it. You can be generous while aggressively paying down debt...you just need to get creative!</description>
		<content:encoded><![CDATA[<p>Mark-I think that when funds are truly low, you look for other ways to be generous within your community. There are plenty of places where your time would be valued just as much as a monetary donation, and there are always friends who would benefit from a home cooked meal and the fellowship that accompanies it. You can be generous while aggressively paying down debt&#8230;you just need to get creative!</p>
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		<title>By: Mark Willis</title>
		<link>http://andothertimes.com/2009/05/05/tmm-baby-steps-1-and-2/comment-page-1/#comment-1064</link>
		<dc:creator>Mark Willis</dc:creator>
		<pubDate>Tue, 05 May 2009 23:14:16 +0000</pubDate>
		<guid isPermaLink="false">http://andothertimes.com/?p=311#comment-1064</guid>
		<description>GREAT to hear about the emergency fund and paying off the credit cards.  Its a great feeling to cut those things up and out of your life; ESPECIALLY now that they&#039;re willy-nilly changing interest rates like crazy (18-30% interest!?)

We&#039;re in the middle of baby step 2, but we&#039;ve pushed the pause button while we both look for extra work to make up for some recent income loss.  It sucks to see interest on student loan building, but we&#039;ll be ready to attack again in no time (c&#039;mon God...i said no time!!! how bout a job, eh?)

We&#039;ve loved having the personal funds too - partly for the chance to really give to each other again.  Like back in dating times, it meant something to buy her a drink or some flowers, and now that we have our own little fund, it means something to give each other gifts again.  Very cool.  

One thing I&#039;ve been struggling with is - how to give while paying off debt.  I believe that tithing isn&#039;t some sort of law for us, but developing a spirit of generosity is important even for the most poor and debt-ridden.  But I don&#039;t know if I should throttle back during baby step 2, or what...thoughts?</description>
		<content:encoded><![CDATA[<p>GREAT to hear about the emergency fund and paying off the credit cards.  Its a great feeling to cut those things up and out of your life; ESPECIALLY now that they&#8217;re willy-nilly changing interest rates like crazy (18-30% interest!?)</p>
<p>We&#8217;re in the middle of baby step 2, but we&#8217;ve pushed the pause button while we both look for extra work to make up for some recent income loss.  It sucks to see interest on student loan building, but we&#8217;ll be ready to attack again in no time (c&#8217;mon God&#8230;i said no time!!! how bout a job, eh?)</p>
<p>We&#8217;ve loved having the personal funds too &#8211; partly for the chance to really give to each other again.  Like back in dating times, it meant something to buy her a drink or some flowers, and now that we have our own little fund, it means something to give each other gifts again.  Very cool.  </p>
<p>One thing I&#8217;ve been struggling with is &#8211; how to give while paying off debt.  I believe that tithing isn&#8217;t some sort of law for us, but developing a spirit of generosity is important even for the most poor and debt-ridden.  But I don&#8217;t know if I should throttle back during baby step 2, or what&#8230;thoughts?</p>
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